Digital Insurance
Keeping a record of your downloads can be crucial when it comes to making a claim, usually this can be done by e-mail – so printing the receipts and keeping them safe can be very beneficial should anything happen to your computer.
In order to ensure that your digital data is kept safe and secure, it’s best to keep a backup of all your important data. Its also essential to ensure that you have updated anti-virus software installed on your computer, for your cover might not extend to loss and damage as a result of a computer virus.
External hard-drives are becoming more freely available and cheaper to purchase, so it can be worth buying one to give yourself a bit of reassurance and to keep your most important data secure.
It’s always best to check with your contents insurance provider to see if there is the potential to cover your digital data. Many companies will offer the chance to insure your files as an add-on to your existing policy.
Source: Digital Insurance - "Digital Insurance"